NCBA - The Road to 10
A Decade of Growth, Community & Connection
For the past 10 years, National Commercial Bank of Anguilla Ltd has grown alongside the communities we serve, building trust, fostering stability, and investing in Anguilla’s future.
We stand proudly as your financial partner, supporting dreams, building opportunities, and empowering the people of Anguilla. From environmental stewardship and cultural preservation to youth development, sports, community service and financial education, our journey reflects a deep commitment to national growth and shared success.
As Anguilla’s indigenous bank, we are proud of how far we have come, and we are excited for the journey ahead. NCBA — Banking where you belong, today and always.
A DECADE OF CHANGE
Our Impact on Anguilla
10
Years of Trusted Banking
3
Locations Serving Anguilla
EC$1.2B
In Total Assets
WHERE WE MADE A DIFFERENCE
Key Milestones (2016 - 2026)
- Financial Strength
- Community Investment
- Awards & Recognition
- Innovation & Growth
- Resilience
- Deposits grown to approximately EC$1 billion
- Approximately 63% of Anguilla’s loan market share
- Capital ratio significantly above the regulatory requirement
- 10 years of sponsorship of the NCBA Inter-Primary School Football Tournament
- 5 years supporting the Anguilla Enhancement Project
- Title sponsor of the Miss Anguilla Pageant during the 50th Anniversary Carnival
- ECCU Bank of the Year Award for Pandemic & Banking (2020)
- ECCU Bank of the Year Award for Financial Education & Empowerment (2023)
- Recognised as Anguilla’s largest and leading indigenous bank
- Go Green NCBA Eco Loans — first structured environmentally-conscious financing
- Transitioned from bridge bank to fully licensed commercial bank (2021)
- Opened NCBA Credit Centre in The Valley — third location (2024)
- Maintained stability and confidence during Hurricane Irma recovery (2017)
- Ensured service continuity throughout the global COVID-19 pandemic (2020)
- Absorbed displaced banking demand following the exit of a regional institution
TIMELINE
2016 – Opening Our Doors
NCBA officially commenced operations on 25 April 2016 as a bridge bank, uniting the legacies of NBA and CCB. Operating under careful regulation and oversight, NCBA began its journey at a critical time, helping to restore trust and stability in Anguilla’s banking sector.
2017 – Expanding Access and Supporting Recovery
NCBA opened the West End Service Centre, extending its physical footprint and improving access to banking services for communities across the island. Following the devastation caused by Hurricane Irma, the Bank played a vital stabilising role by reinforcing confidence in Anguilla’s financial system during a period of national hardship.
2018 – Supporting National Development
NCBA extended a EC$20 million overdraft facility to the Government of Anguilla, reinforcing the Bank’s strong financial position and its role as a reliable partner in national development.
2019 – Strength Through Stability
Following the exit of a regional banking institution, NCBA stepped in to provide continuity by accepting loan servicing arrangements and absorbing displaced banking demand. By year‑end, NCBA held approximately 63% of Anguilla’s loan market, affirming its leadership in the financial sector.
2020 – Leading Through Crisis
During the global COVID‑19 pandemic, NCBA prioritized customer and staff safety while maintaining service continuity. These efforts were recognised when NCBA received the ECCU Bank of the Year Award for Pandemic & Banking.
2021 – A Fully Licensed Commercial Bank
NCBA transitioned from a bridge bank to a fully licensed commercial bank, marking a defining milestone after five years of steady growth, disciplined governance, and resilience. This transition solidified NCBA’s position as a permanent, indigenous banking institution serving Anguilla.
2022 – Investing in a Sustainable Future
NCBA officially introduced Go Green NCBA Eco Loans, marking the Bank’s first structured push into environmentally‑conscious financing. This initiative signaled NCBA’s commitment to sustainable development and responsible lending in Anguilla, aligning financial growth with national and global environmental priorities.
2023 – Empowering Through Education
NCBA was honoured with the ECCU Bank of the Year Award for Financial Education & Empowerment, recognising the Bank’s leadership in financial literacy, community outreach, and customer empowerment.
By this period, NCBA had grown its deposits to approximately EC$1 billion, total assets to over EC$1.2 billion, and maintained its position as Anguilla’s largest bank.
2024 – Growing Our Presence
NCBA opened the NCBA Credit Centre in The Valley, its third location, streamlining operations and enhancing service delivery to meet evolving customer needs. In the same year, NCBA demonstrated its deep commitment to cultural heritage and community pride by being the title sponsor for Miss Anguilla Pageant during the 50th Anniversary of Anguilla’s Carnival celebrations
2025 – Community at the Core
NCBA reaffirmed its long‑standing commitment to community development through:
- 10 years of sponsorship of the NCBA Inter‑Primary School Football Tournament
- 5 years supporting the Anguilla Enhancement Project
- Scholarship for the Miss Talented Teen Pageant winner
- Contribution toward land acquisition for the Miss Anguilla Pageant winner
2026 – A Decade of Trust
NCBA proudly celebrates 10 years of service to the people of Anguilla. From restoring confidence during a period of uncertainty to becoming the island’s leading indigenous bank, NCBA marks a decade defined by growth, stability, and community partnership and looks ahead with renewed focus on digitalisation, service excellence, and sustainable national development.
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