Empowering Education for a Decade

In celebration of NCBA’s 10th Anniversary, we are proud to introduce our enhanced Education Loan—designed to support your academic journey and help you build a strong foundation for the future.

This flexible financing solution covers a wide range of approved education-related expenses, including:

• Tuition and compulsory academic fees
• Books and study materials
• Approved accommodation and living expenses related to your course of study
• Other education-related costs deemed acceptable by the Bank

Whether you are pursuing tertiary education locally or internationally, NCBA is here to support your ambitions—subject to our credit and risk assessment standards.

Flexible Loan Features

Study Period:
2–4 years with interest-only payments during your course of study

Grace Period:
Up to six (6) months after completion of studies

Repayment Period:
10 to 15 years with affordable, structured repayments of principal and interest

 Eligibility Requirements

• Applicants must be of legal age and demonstrate creditworthiness
• Must satisfy NCBA’s credit underwriting standards, including character, capacity, capital, conditions, and collateral
• Applications must achieve an internal credit risk rating of Average (Pass) or better
• An existing or new relationship with NCBA is required

 

Additional Requirements

• Life insurance coverage assigned to NCBA, sufficient to cover the loan balance
• Collateral must meet NCBA’s valuation, loan-to-value, and documentation standards

 

Build Your Future with Confidence

At NCBA, we believe education is the foundation of success. Let us help you invest in your future with confidence, flexibility, and support every step of the way.

NCBA – Banking Where You Belong.

APPLY NOW!

credit@ncbal.com | +1-264-292-2356