Demand Deposit

Personal Banking

If you keep extra cash in your demand deposit account, why not get paid for it?

Demand Deposit Account

NCBA offers demand deposit (checking) accounts in Eastern Caribbean Dollars (XCD), and United States Dollars (USD)

Minimum amount to open US$100 or EC$100.00 With a minimum balance of US$1,000.00 or EC2,500.00 in your account

Deposit Minimum

US$100.00 or EC$100.00

No Monthly Fee

NCBA waives all service charges

Apply Online

Ready to get started? Apply online, it's quick and easy.

Enjoy efficiency, flexibility and convenience as well as additional services with your NCBA Demand Deposit account. Overdraft facilities can also be requested on this type of account.

We're here to help.

For personalized banking advice, give our team of experts a call at 1 (264) 497-2101 Monday – Friday, 8am – 2pm ET.

Our primary goal is to provide you our valued customers with the resources needed to achieve financial success. We are committed to serving you as we strive to provide products and services that are tailored to help you manage your personal finances and create the foundation for continued financial growth.

Application Checklist

Managing your loan has never been easier!

Skip the lines and do it online. Save time and enjoy the convenience of banking at your leisure – any time, anywhere. With NCBA Online Banking you can pay bills and installments, manage your accounts, pay a friend and more. It’s just that easy.