Line of Credit | Overdraft Facility

Business Banking

Leverage your personal chequing account with a Personal Overdraft

Commercial Line of Credit | Overdraft Facility

An overdraft facility is a convenient and flexible way to finance your day-to-day spending and monitor your cash flow. If it’s right for your business, we’ll discuss a reasonable limit that you can manage comfortably. This facility is granted to cover inventory turnover and short-term working capital. Overdrafts should not be used for the purchase of assets including commercial buildings, plant and machinery.

Advice based on your business goals

Get personalized advice from an NCBA Lending Agent at no cost or obligation. Book an appointmnet, request a call back or visit us at a branch near you.

Book an appointment

Speak with a lending expert, ready and able to help you with your needs

Loan Calculator

Run the numbers to see your payments and how much you can borrow

Flexible rates

Ask your mortgage advisor about our flexible mortgage rates

Apply Online

Ready to get started? Apply online, it's quick and easy.

We're here to help.

For personalized mortgage advice, give our team of lending experts a call at 1 (264) 497-2101 Monday – Friday, 8am – 2pm ET.

The following requirements are for a new business:

  • Complete business plan including financial projections.
  • Executive summary and management information


Managing your loans & lines of credit has never been easier!

Skip the lines and do it online. Save time and enjoy the convenience of banking at your leisure – any time, anywhere. With NCBA Online Banking you can pay bills and installments, manage your accounts, pay a friend and more. It’s just that easy. 

Connect with us.

Send us your information and a member of our team will contact you to get started.

Please enable JavaScript in your browser to complete this form.
Are you an NCBA account holder?