Wealth Retirement Advantage Plan

Supplementary retirement plan designed for individuals and small business owners who earn monthly fixed, and variable incomes.


Are you 18 or older? Start building your retirement nest egg with a NCBA Wealth Retirement Advantage Plan (WRAP). NCBA’s WRAP is a supplementary retirement plan designed for individuals and small business owners, who earn monthly fixed and variable incomes. The Plan pays attractive interest rates, with monthly compounding of interest for a minimum term of ten years to amass significant wealth.

Start a NCBA WRAP to secure your financial future.

Build Your Nest Egg

Save today and build wealth tomorrow

Bundle & Earn

Bundle an NCBA Mortgage and WRAP account and earn more

Use as Collateral

Can be used as collateral for loans or overdrafts

Compounding Interest

Earn compounding interest on your deposits

Start Small, Grow Big

Start with as little as $100 monthly contributions


Available in both US and EC Dollar Accounts

Flexible Retirement Age

Retire between the ages of 55 and 65 years old

Apply Now

Ready to get started? Apply online, it's quick and easy.

We're here to help.

For personalized banking advice, give our team of experts a call at 1 (264) 497-2101 Monday – Friday, 8am – 2pm ET.

Our primary goal is to provide you our valued customers with the resources needed to achieve financial success. We are committed to serving you as we strive to provide products and services that are tailored to help you manage your personal finances and create the foundation for continued financial growth.

Existing Customers

New Customers

WRAP Wealth Calculator

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Rate: 2.5 %
Term: 10 years